Income Analysis Software
Fast. Consistent. Accurate.
ALL INCOME TYPES SUPPORTED
All income types outlined in the agency guidelines are supported. Employed, self-employed, gross-up, rental income, and more. Over 30 income types are included.
Trusted by many of the top-ten lenders on 10’s of thousands of loans every month. We continually audit our results, as do our many clients.
UberWriter knows if a FNMA Form 1084 is required and will automatically generate one when you print your report.
AGENCY GUIDELINES BUILT IN
Struggle to remember all of the agency guidelines? Simply select your agency and UberWriter does the rest. We have all the guidelines built in so we will ensure you have compliant income calculations.
Struggle with borrowers with multiple rental properties? UberWriter enables you to handle an infinite number of rental properties and second homes. We ensure guideline compliant calculations every time.
Solvency, Cash to close, Form 1088, LP Open Access, Rental Income, Residual income and more. Calculators to address common underwriting situations.
Automatically upload income to UberWriter with our Open API
Use industry leading services like Equifax Work Number or Credit Plus or Floify with UberWriter. Why? Avoid manual data entry, reduce human error, and increase speed. From upload to cash flow analysis report in under a minute.
Talk to us about how to integrate with UberWriter today.
Income Types Supported
This is EVERY income type outlined in the FNMA, FHLMC, and FHA guidelines. We cover every one.
- Child Support
- Sch C
- Sch F
- Military Pay
- Business Expenses
- 401k / IRA
- Social Security
- Capital Gains
- Automobile Allowance
- Boarder Income
- Long Term – Disability
- Trust Income
- Foreign Income
- Foster Care
- Housing or Parsonage
- Mortgage Credit Certificates
- Mortgage Differential Payments
- Notes Receivable Income
- Public Assistance
- Temporary Leave Income
- VA Benefits Payments
- Misc Income
How does it work
Upload through our API or enter borrowers and select what income types they have.
Select your agency to set the guidelines. Enter the borrower tax information through our easy to use forms.
Review income trends and pick 1yr or 2yr average.
Lastly, print off a clear income analysis report showing how the income was determined.